{"id":112315,"date":"2025-12-04T15:21:42","date_gmt":"2025-12-04T15:21:42","guid":{"rendered":"https:\/\/suzannerealty.hu\/?page_id=112315"},"modified":"2026-03-29T17:28:32","modified_gmt":"2026-03-29T17:28:32","slug":"contact","status":"publish","type":"page","link":"https:\/\/suzannerealty.hu\/es\/contacto\/","title":{"rendered":"Contacto"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"112315\" class=\"elementor elementor-112315\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4e4e3ad e-flex e-con-boxed e-con e-parent\" data-id=\"4e4e3ad\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-a5d7c0f e-con-full e-flex e-con e-child\" data-id=\"a5d7c0f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-87a4ba5 e-con-full e-flex e-con e-child\" data-id=\"87a4ba5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e4a35dd elementor-widget elementor-widget-heading\" data-id=\"e4a35dd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Do you have any questions about the properties, buying process, or investing?\n<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-708533f elementor-widget elementor-widget-text-editor\" data-id=\"708533f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Feel free to write \u2013 I\u2019m happy to help you navigate the Costa del Sol real estate market.<br data-start=\"118\" data-end=\"121\" \/>Fill out the form, and I\u2019ll get back to you soon!<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4cd09d3 elementor-mobile-align-center elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"4cd09d3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-envelope\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">info@suzannerealty.hu<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-envelope\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">zsanett@century21.es<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-location-arrow\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Benalm\u00e1dena, M\u00e1laga, Spain<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c379023 e-con-full e-flex e-con e-child\" data-id=\"c379023\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-779665f e-con-full e-flex e-con e-child\" data-id=\"779665f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fe70ab1 elementor-widget elementor-widget-wpforms\" data-id=\"fe70ab1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"wpforms.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"wpforms-container \" id=\"wpforms-12\"><form id=\"wpforms-form-12\" class=\"wpforms-validate wpforms-form\" data-formid=\"12\" method=\"post\" enctype=\"multipart\/form-data\" action=\"\/es\/wp-json\/wp\/v2\/pages\/112315\" data-token=\"30a800fc31c594c116666ef0f7eef7a9\" data-token-time=\"1780694944\"><noscript class=\"wpforms-error-noscript\">Por favor, activa JavaScript en tu navegador para completar este formulario.<\/noscript><div class=\"wpforms-field-container\"><div id=\"wpforms-12-field_0-container\" class=\"wpforms-field wpforms-field-name\" data-field-id=\"0\"><label class=\"wpforms-field-label wpforms-label-hide\" for=\"wpforms-12-field_0\">Name <span class=\"wpforms-required-label\">*<\/span><\/label><input type=\"text\" id=\"wpforms-12-field_0\" class=\"wpforms-field-large wpforms-field-required\" name=\"wpforms[fields][0]\" placeholder=\"Full name\" required><\/div><div id=\"wpforms-12-field_1-container\" class=\"wpforms-field wpforms-field-email\" data-field-id=\"1\"><label class=\"wpforms-field-label wpforms-label-hide\" for=\"wpforms-12-field_1\">E-mail <span class=\"wpforms-required-label\">*<\/span><\/label><input type=\"email\" id=\"wpforms-12-field_1\" class=\"wpforms-field-large wpforms-field-required\" name=\"wpforms[fields][1]\" placeholder=\"Email address\" spellcheck=\"false\" required><\/div><div id=\"wpforms-12-field_2-container\" class=\"wpforms-field wpforms-field-textarea\" data-field-id=\"2\"><label class=\"wpforms-field-label wpforms-label-hide\" for=\"wpforms-12-field_2\">Message <span class=\"wpforms-required-label\">*<\/span><\/label><textarea id=\"wpforms-12-field_2\" class=\"wpforms-field-medium wpforms-field-required\" name=\"wpforms[fields][2]\" placeholder=\"Message\" required><\/textarea><\/div><\/div><!-- .wpforms-field-container --><div class=\"wpforms-field wpforms-field-hp\"><label for=\"wpforms-12-field-hp\" class=\"wpforms-field-label\">Message<\/label><input type=\"text\" name=\"wpforms[hp]\" id=\"wpforms-12-field-hp\" class=\"wpforms-field-medium\"><\/div><div class=\"wpforms-submit-container\" ><input type=\"hidden\" name=\"wpforms[id]\" value=\"12\"><input type=\"hidden\" name=\"page_title\" value=\"\"><input type=\"hidden\" name=\"page_url\" value=\"https:\/\/suzannerealty.hu\/es\/wp-json\/wp\/v2\/pages\/112315\"><input type=\"hidden\" name=\"url_referer\" value=\"\"><button type=\"submit\" name=\"wpforms[submit]\" id=\"wpforms-submit-12\" class=\"wpforms-submit\" data-alt-text=\"Sending...\" data-submit-text=\"Send!\" aria-live=\"assertive\" value=\"wpforms-submit\">Send!<\/button><\/div><\/form><\/div>  <!-- .wpforms-container -->\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d6c07b8 e-flex e-con-boxed e-con e-parent\" data-id=\"d6c07b8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4287201 elementor-widget elementor-widget-heading\" data-id=\"4287201\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">Book a 15-minute consultation, and let\u2019s discuss the real estate opportunities on the Costa del Sol. The conversation will take place via WhatsApp, so we can connect comfortably from home.<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-731cc82 elementor-widget elementor-widget-html\" data-id=\"731cc82\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<!-- Calendly inline widget begin -->\n<div class=\"calendly-inline-widget\" data-url=\"https:\/\/calendly.com\/suzannerealty-info\/30min?primary_color=ff6210\" style=\"min-width:320px;height:700px;\"><\/div>\n<script type=\"text\/javascript\" src=\"https:\/\/assets.calendly.com\/assets\/external\/widget.js\" async><\/script>\n<!-- Calendly inline widget end -->\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ce4798d e-flex e-con-boxed e-con e-parent\" data-id=\"ce4798d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-52095bf elementor-widget elementor-widget-heading\" data-id=\"52095bf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Frequently Asked Questions (FAQ)<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9729edb e-flex e-con-boxed e-con e-parent\" data-id=\"9729edb\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4828c83 elementor-widget elementor-widget-eael-adv-accordion\" data-id=\"4828c83\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"eael-adv-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t            <div class=\"eael-adv-accordion\" id=\"eael-adv-accordion-4828c83\" data-scroll-on-click=\"no\" data-scroll-speed=\"300\" data-accordion-id=\"4828c83\" data-accordion-type=\"accordion\" data-toogle-speed=\"300\">\n            <div class=\"eael-accordion-list\">\n\t\t\t\t\t<div id=\"what-costs-are-involved-in-buying-a-property-in-spain\" class=\"elementor-tab-title eael-accordion-header\" tabindex=\"0\" data-tab=\"1\" aria-controls=\"elementor-tab-content-7561\"><span class=\"eael-advanced-accordion-icon-closed\"><i aria-hidden=\"true\" class=\"fa-accordion-icon fas fa-plus\"><\/i><\/span><span class=\"eael-advanced-accordion-icon-opened\"><i aria-hidden=\"true\" class=\"fa-accordion-icon fas fa-minus\"><\/i><\/span><span class=\"eael-accordion-tab-title\">What costs are involved in buying a property in Spain?<\/span><i aria-hidden=\"true\" class=\"fa-toggle fas fa-angle-right\"><\/i><\/div><div id=\"elementor-tab-content-7561\" class=\"eael-accordion-content clearfix\" data-tab=\"1\" aria-labelledby=\"what-costs-are-involved-in-buying-a-property-in-spain\"><div class=\"flex flex-col text-sm pb-25\"><article class=\"text-token-text-primary w-full focus:outline-none [--shadow-height:45px] has-data-writing-block:pointer-events-none has-data-writing-block:-mt-(--shadow-height) has-data-writing-block:pt-(--shadow-height) [&amp;:has([data-writing-block])&gt;*]:pointer-events-auto scroll-mt-[calc(var(--header-height)+min(200px,max(70px,20svh)))]\"><div class=\"text-base my-auto mx-auto pb-10 [--thread-content-margin:--spacing(4)] @w-sm\/main:[--thread-content-margin:--spacing(6)] @w-lg\/main:[--thread-content-margin:--spacing(16)] px-(--thread-content-margin)\"><div class=\"[--thread-content-max-width:40rem] @w-lg\/main:[--thread-content-max-width:48rem] mx-auto max-w-(--thread-content-max-width) flex-1 group\/turn-messages focus-visible:outline-hidden relative flex w-full min-w-0 flex-col agent-turn\"><div class=\"flex max-w-full flex-col grow\"><div class=\"min-h-8 text-message relative flex w-full flex-col items-end gap-2 text-start break-words whitespace-normal [.text-message+&amp;]:mt-1\"><div class=\"flex w-full flex-col gap-1 empty:hidden first:pt-[1px]\"><div class=\"markdown prose dark:prose-invert w-full break-words light markdown-new-styling\"><p><strong>Resale Property<\/strong><\/p><ul><li><p><strong>Transfer Tax (ITP):<\/strong> 6%\u201310% of the purchase price<\/p><\/li><li><p><strong>Notary Fees:<\/strong> \u20ac600\u2013\u20ac1,200<\/p><\/li><li><p><strong>Land Registry Fees:<\/strong> \u20ac400\u2013\u20ac700<\/p><\/li><li><p><strong>Legal Fees:<\/strong> 1%\u20132% of the purchase price<\/p><\/li><li><p><strong>Total Additional Costs:<\/strong> approx. 8%\u201312%<\/p><\/li><\/ul><p><strong>New-Build Property<\/strong><\/p><ul><li><p><strong>VAT (IVA):<\/strong> 10% of the purchase price<\/p><\/li><li><p><strong>Documentary Tax (AJD):<\/strong> 1%\u20131.5%<\/p><\/li><li><p><strong>Notary + Land Registry:<\/strong> \u20ac600\u2013\u20ac1,200<\/p><\/li><li><p><strong>Legal Fees:<\/strong> approx. 1%<\/p><\/li><li><p><strong>Total Additional Costs:<\/strong> approx. 11%\u201313%<\/p><\/li><\/ul><p><strong>Example:<\/strong><\/p><ul><li><p>Resale apartment of \u20ac250,000: max extra costs ~\u20ac30,000 (~12%)<\/p><\/li><li><p>New apartment of \u20ac300,000: max extra costs ~\u20ac36,000\u2013\u20ac38,000 (~12\u201313%)<\/p><\/li><\/ul><\/div><\/div><\/div><\/div><\/div><\/div><\/article><\/div><\/div>\n\t\t\t\t\t<\/div><div class=\"eael-accordion-list\">\n\t\t\t\t\t<div id=\"can-you-help-me-through-the-entire-process\" class=\"elementor-tab-title eael-accordion-header\" tabindex=\"0\" data-tab=\"2\" aria-controls=\"elementor-tab-content-7562\"><span class=\"eael-advanced-accordion-icon-closed\"><i aria-hidden=\"true\" class=\"fa-accordion-icon fas fa-plus\"><\/i><\/span><span class=\"eael-advanced-accordion-icon-opened\"><i aria-hidden=\"true\" class=\"fa-accordion-icon fas fa-minus\"><\/i><\/span><span class=\"eael-accordion-tab-title\">Can you help me through the entire process?<\/span><i aria-hidden=\"true\" class=\"fa-toggle fas fa-angle-right\"><\/i><\/div><div id=\"elementor-tab-content-7562\" class=\"eael-accordion-content clearfix\" data-tab=\"2\" aria-labelledby=\"can-you-help-me-through-the-entire-process\"><p>Yes, I can assist you in hungarian, english, and spanish languages throughout the entire process\u2014from property search to purchase, including legal and administrative matters. I can also help after the purchase with potential rental management and property operation.<\/p><\/div>\n\t\t\t\t\t<\/div><div class=\"eael-accordion-list\">\n\t\t\t\t\t<div id=\"how-does-property-rental-work-on-the-costa-del-sol\" class=\"elementor-tab-title eael-accordion-header\" tabindex=\"0\" data-tab=\"3\" aria-controls=\"elementor-tab-content-7563\"><span class=\"eael-advanced-accordion-icon-closed\"><i aria-hidden=\"true\" class=\"fa-accordion-icon fas fa-plus\"><\/i><\/span><span class=\"eael-advanced-accordion-icon-opened\"><i aria-hidden=\"true\" class=\"fa-accordion-icon fas fa-minus\"><\/i><\/span><span class=\"eael-accordion-tab-title\">How does property rental work on the Costa del Sol?<\/span><i aria-hidden=\"true\" class=\"fa-toggle fas fa-angle-right\"><\/i><\/div><div id=\"elementor-tab-content-7563\" class=\"eael-accordion-content clearfix\" data-tab=\"3\" aria-labelledby=\"how-does-property-rental-work-on-the-costa-del-sol\"><p><strong>Types of Rental:<\/strong> Short-term (for tourists, Airbnb-style) or long-term (monthly rental).<\/p><p><strong>Permits:<\/strong> Short-term rentals require a tourist license (\u201cLicencia Tur\u00edstica\u201d) obtained from the local town hall. Long-term rentals do not require a permit.<\/p><p><strong>Taxes:<\/strong> Rental income is subject to local taxes and Spanish income tax; for short-term rentals, VAT (IVA) may also apply in certain cases.<\/p><p><strong>Contracts:<\/strong> Long-term rentals should have a written contract (usually minimum 6\u201312 months). Short-term rentals follow the rules of the platform (Airbnb, Booking, etc.).<\/p><p><strong>Management:<\/strong> The owner can manage the rental themselves or hire a property management company that handles bookings, cleaning, and customer service.<\/p><p><strong>Rental Price Levels:<\/strong> Depend on location (Marbella, Benalm\u00e1dena, Fuengirola), seasonal fluctuations, apartment size, and amenities.<\/p><p><strong>Factors Affecting Rental Income on the Costa del Sol:<\/strong><\/p><ul><li><p><strong>Location:<\/strong> Marbella, Benalm\u00e1dena, Fuengirola, or central Malaga<\/p><\/li><li><p><strong>Type &amp; Size:<\/strong> Studio, 1\u20132 bedroom, penthouse<\/p><\/li><li><p><strong>Amenities:<\/strong> Pool, terrace, view, parking, furnished<\/p><\/li><li><p><strong>Season:<\/strong> In peak summer season, short-term rental rates can be 2\u20133 times higher than in winter<\/p><\/li><\/ul><p><strong>Average Rental Prices (around 2025, Short-Term \/ Airbnb):<\/strong><\/p><div class=\"TyagGW_tableContainer\"><div class=\"group TyagGW_tableWrapper flex w-fit flex-col-reverse\"><table class=\"w-fit min-w-(--thread-content-width)\"><thead><tr><th>Location<\/th><th>1-Bedroom<\/th><th>2-Bedroom<\/th><th>3-Bedroom<\/th><\/tr><\/thead><tbody><tr><td>Marbella<\/td><td>\u20ac100\u2013\u20ac150 \/ night<\/td><td>\u20ac150\u2013\u20ac250 \/ night<\/td><td>\u20ac250\u2013\u20ac400 \/ night<\/td><\/tr><tr><td>Benalm\u00e1dena<\/td><td>\u20ac70\u2013\u20ac120 \/ night<\/td><td>\u20ac120\u2013\u20ac200 \/ night<\/td><td>\u20ac180\u2013\u20ac300 \/ night<\/td><\/tr><tr><td>Fuengirola<\/td><td>\u20ac60\u2013\u20ac100 \/ night<\/td><td>\u20ac100\u2013\u20ac180 \/ night<\/td><td>\u20ac150\u2013\u20ac250 \/ night<\/td><\/tr><tr><td>Malaga City<\/td><td>\u20ac80\u2013\u20ac120 \/ night<\/td><td>\u20ac120\u2013\u20ac200 \/ night<\/td><td>\u20ac180\u2013\u20ac300 \/ night<\/td><\/tr><\/tbody><\/table><\/div><\/div><p><strong>Long-Term Rentals (Monthly):<\/strong><\/p><ul><li><p>1-Bedroom: \u20ac600\u2013\u20ac900 + utilities\/month<\/p><\/li><li><p>2-Bedroom: \u20ac900\u2013\u20ac1,500 + utilities\/month<\/p><\/li><li><p>3-Bedroom: \u20ac1,200\u2013\u20ac2,500 + utilities\/month<\/p><\/li><\/ul><p><strong>Note:<\/strong> For short-term rentals, prices vary greatly depending on season and demand.<\/p><\/div>\n\t\t\t\t\t<\/div><div class=\"eael-accordion-list\">\n\t\t\t\t\t<div id=\"how-long-does-the-property-buying-process-take\" class=\"elementor-tab-title eael-accordion-header\" tabindex=\"0\" data-tab=\"4\" aria-controls=\"elementor-tab-content-7564\"><span class=\"eael-advanced-accordion-icon-closed\"><i aria-hidden=\"true\" class=\"fa-accordion-icon fas fa-plus\"><\/i><\/span><span class=\"eael-advanced-accordion-icon-opened\"><i aria-hidden=\"true\" class=\"fa-accordion-icon fas fa-minus\"><\/i><\/span><span class=\"eael-accordion-tab-title\">How long does the property buying process take?<\/span><i aria-hidden=\"true\" class=\"fa-toggle fas fa-angle-right\"><\/i><\/div><div id=\"elementor-tab-content-7564\" class=\"eael-accordion-content clearfix\" data-tab=\"4\" aria-labelledby=\"how-long-does-the-property-buying-process-take\"><p><strong>Without a Mortgage:<\/strong> Usually 4\u20138 weeks from offer acceptance to the registration of ownership at the Land Registry.<\/p><p><strong>With a Mortgage:<\/strong> 6\u201312 weeks, as the bank\u2019s loan approval and documentation extend the process.<\/p><\/div>\n\t\t\t\t\t<\/div><div class=\"eael-accordion-list\">\n\t\t\t\t\t<div id=\"do-you-need-a-spanish-bank-account-to-buy-a-property\" class=\"elementor-tab-title eael-accordion-header\" tabindex=\"0\" data-tab=\"5\" aria-controls=\"elementor-tab-content-7565\"><span class=\"eael-advanced-accordion-icon-closed\"><i aria-hidden=\"true\" class=\"fa-accordion-icon fas fa-plus\"><\/i><\/span><span class=\"eael-advanced-accordion-icon-opened\"><i aria-hidden=\"true\" class=\"fa-accordion-icon fas fa-minus\"><\/i><\/span><span class=\"eael-accordion-tab-title\">Do you need a Spanish bank account to buy a property?<\/span><i aria-hidden=\"true\" class=\"fa-toggle fas fa-angle-right\"><\/i><\/div><div id=\"elementor-tab-content-7565\" class=\"eael-accordion-content clearfix\" data-tab=\"5\" aria-labelledby=\"do-you-need-a-spanish-bank-account-to-buy-a-property\"><p>Yes, it is necessary for payment of the purchase price, utility bills, and taxes.<\/p><\/div>\n\t\t\t\t\t<\/div><div class=\"eael-accordion-list\">\n\t\t\t\t\t<div id=\"is-a-spanish-tax-id-nie-required-to-buy-a-property\" class=\"elementor-tab-title eael-accordion-header\" tabindex=\"0\" data-tab=\"6\" aria-controls=\"elementor-tab-content-7566\"><span class=\"eael-advanced-accordion-icon-closed\"><i aria-hidden=\"true\" class=\"fa-accordion-icon fas fa-plus\"><\/i><\/span><span class=\"eael-advanced-accordion-icon-opened\"><i aria-hidden=\"true\" class=\"fa-accordion-icon fas fa-minus\"><\/i><\/span><span class=\"eael-accordion-tab-title\">Is a Spanish tax ID (NIE) required to buy a property?<\/span><i aria-hidden=\"true\" class=\"fa-toggle fas fa-angle-right\"><\/i><\/div><div id=\"elementor-tab-content-7566\" class=\"eael-accordion-content clearfix\" data-tab=\"6\" aria-labelledby=\"is-a-spanish-tax-id-nie-required-to-buy-a-property\"><p>Yes, every foreign buyer is required to have an NIE number for the purchase and official procedures.<\/p><\/div>\n\t\t\t\t\t<\/div><div class=\"eael-accordion-list\">\n\t\t\t\t\t<div id=\"is-there-a-difference-between-buying-a-new-build-and-a-resale-property\" class=\"elementor-tab-title eael-accordion-header\" tabindex=\"0\" data-tab=\"7\" aria-controls=\"elementor-tab-content-7567\"><span class=\"eael-advanced-accordion-icon-closed\"><i aria-hidden=\"true\" class=\"fa-accordion-icon fas fa-plus\"><\/i><\/span><span class=\"eael-advanced-accordion-icon-opened\"><i aria-hidden=\"true\" class=\"fa-accordion-icon fas fa-minus\"><\/i><\/span><span class=\"eael-accordion-tab-title\">Is there a difference between buying a new-build and a resale property?<\/span><i aria-hidden=\"true\" class=\"fa-toggle fas fa-angle-right\"><\/i><\/div><div id=\"elementor-tab-content-7567\" class=\"eael-accordion-content clearfix\" data-tab=\"7\" aria-labelledby=\"is-there-a-difference-between-buying-a-new-build-and-a-resale-property\"><p>Yes. New-build properties are subject to VAT and documentary tax, while resale properties incur transfer tax (ITP). Legal and notary fees are similar for both.<\/p><\/div>\n\t\t\t\t\t<\/div><div class=\"eael-accordion-list\">\n\t\t\t\t\t<div id=\"how-does-a-mortgage-financing-work-in-spain\" class=\"elementor-tab-title eael-accordion-header\" tabindex=\"0\" data-tab=\"8\" aria-controls=\"elementor-tab-content-7568\"><span class=\"eael-advanced-accordion-icon-closed\"><i aria-hidden=\"true\" class=\"fa-accordion-icon fas fa-plus\"><\/i><\/span><span class=\"eael-advanced-accordion-icon-opened\"><i aria-hidden=\"true\" class=\"fa-accordion-icon fas fa-minus\"><\/i><\/span><span class=\"eael-accordion-tab-title\">How does a mortgage \/ financing work in Spain?<\/span><i aria-hidden=\"true\" class=\"fa-toggle fas fa-angle-right\"><\/i><\/div><div id=\"elementor-tab-content-7568\" class=\"eael-accordion-content clearfix\" data-tab=\"8\" aria-labelledby=\"how-does-a-mortgage-financing-work-in-spain\"><p>Banks typically finance 60\u201380% of the purchase price. To apply for a mortgage, proof of income and a Spanish bank account are required.<\/p><\/div>\n\t\t\t\t\t<\/div><div class=\"eael-accordion-list\">\n\t\t\t\t\t<div id=\"do-you-need-a-lawyer-to-buy-a-property\" class=\"elementor-tab-title eael-accordion-header\" tabindex=\"0\" data-tab=\"9\" aria-controls=\"elementor-tab-content-7569\"><span class=\"eael-advanced-accordion-icon-closed\"><i aria-hidden=\"true\" class=\"fa-accordion-icon fas fa-plus\"><\/i><\/span><span class=\"eael-advanced-accordion-icon-opened\"><i aria-hidden=\"true\" class=\"fa-accordion-icon fas fa-minus\"><\/i><\/span><span class=\"eael-accordion-tab-title\">Do you need a lawyer to buy a property?<\/span><i aria-hidden=\"true\" class=\"fa-toggle fas fa-angle-right\"><\/i><\/div><div id=\"elementor-tab-content-7569\" class=\"eael-accordion-content clearfix\" data-tab=\"9\" aria-labelledby=\"do-you-need-a-lawyer-to-buy-a-property\"><p>It is recommended, as a lawyer checks contracts, permits, and the Land Registry status.<\/p><\/div>\n\t\t\t\t\t<\/div><div class=\"eael-accordion-list\">\n\t\t\t\t\t<div id=\"what-does-the-notary-and-land-registry-process-involve\" class=\"elementor-tab-title eael-accordion-header\" tabindex=\"0\" data-tab=\"10\" aria-controls=\"elementor-tab-content-75610\"><span class=\"eael-advanced-accordion-icon-closed\"><i aria-hidden=\"true\" class=\"fa-accordion-icon fas fa-plus\"><\/i><\/span><span class=\"eael-advanced-accordion-icon-opened\"><i aria-hidden=\"true\" class=\"fa-accordion-icon fas fa-minus\"><\/i><\/span><span class=\"eael-accordion-tab-title\">What does the notary and Land Registry process involve?<\/span><i aria-hidden=\"true\" class=\"fa-toggle fas fa-angle-right\"><\/i><\/div><div id=\"elementor-tab-content-75610\" class=\"eael-accordion-content clearfix\" data-tab=\"10\" aria-labelledby=\"what-does-the-notary-and-land-registry-process-involve\"><p>The notary certifies the sales contract, and the Land Registry records the ownership in your name.<\/p><hr \/><\/div>\n\t\t\t\t\t<\/div><div class=\"eael-accordion-list\">\n\t\t\t\t\t<div id=\"typical-monthly-and-annual-expenses-on-the-costa-del-sol\" class=\"elementor-tab-title eael-accordion-header\" tabindex=\"0\" data-tab=\"11\" aria-controls=\"elementor-tab-content-75611\"><span class=\"eael-advanced-accordion-icon-closed\"><i aria-hidden=\"true\" class=\"fa-accordion-icon fas fa-plus\"><\/i><\/span><span class=\"eael-advanced-accordion-icon-opened\"><i aria-hidden=\"true\" class=\"fa-accordion-icon fas fa-minus\"><\/i><\/span><span class=\"eael-accordion-tab-title\">Typical Monthly and Annual Expenses on the Costa del Sol<\/span><i aria-hidden=\"true\" class=\"fa-toggle fas fa-angle-right\"><\/i><\/div><div id=\"elementor-tab-content-75611\" class=\"eael-accordion-content clearfix\" data-tab=\"11\" aria-labelledby=\"typical-monthly-and-annual-expenses-on-the-costa-del-sol\"><table><thead><tr><th><strong>Expense Type \/ Item<\/strong><\/th><th><strong>Average (Apartment \/ Flat)<\/strong><\/th><\/tr><\/thead><\/table><table><tbody><tr><td><strong>Community \/ HOA Fees<\/strong><\/td><td>approx. \u20ac50\u2013\u20ac150\/month for a standard apartment. Higher in luxury or serviced complexes: \u20ac200\u2013\u20ac500\/month.<\/td><\/tr><\/tbody><\/table><table><tbody><tr><td><strong>Electricity \/ Water \/ Gas \/ Internet (Utilities)<\/strong><\/td><td>Electricity + water + internet: approx. \u20ac100\u2013\u20ac200\/month on average.<\/td><\/tr><\/tbody><\/table><table><tbody><tr><td><strong>Home \/ Property Insurance<\/strong><\/td><td>approx. \u20ac150\u2013\u20ac400\/year for an average apartment.<\/td><\/tr><\/tbody><\/table><table><tbody><tr><td><strong>Local Property Tax + Garbage Fee<\/strong><\/td><td>Garbage collection + minor municipal fees: approx. \u20ac100\u2013\u20ac150\/year.<\/td><\/tr><\/tbody><\/table><table><tbody><tr><td><strong>Maintenance, Minor Repairs, Upkeep<\/strong><\/td><td>For an apartment, relatively low; annually a few hundred to a few thousand \u20ac, depending on the property.<\/td><\/tr><\/tbody><\/table><hr \/><\/div>\n\t\t\t\t\t<\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Do you have any questions about the properties, buying process, or investing? Feel free to write \u2013 I\u2019m happy to [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"site-sidebar-layout":"no-sidebar","site-content-layout":"page-builder","ast-site-content-layout":"full-width-container","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-112315","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/suzannerealty.hu\/es\/wp-json\/wp\/v2\/pages\/112315","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/suzannerealty.hu\/es\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/suzannerealty.hu\/es\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/suzannerealty.hu\/es\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/suzannerealty.hu\/es\/wp-json\/wp\/v2\/comments?post=112315"}],"version-history":[{"count":63,"href":"https:\/\/suzannerealty.hu\/es\/wp-json\/wp\/v2\/pages\/112315\/revisions"}],"predecessor-version":[{"id":159197,"href":"https:\/\/suzannerealty.hu\/es\/wp-json\/wp\/v2\/pages\/112315\/revisions\/159197"}],"wp:attachment":[{"href":"https:\/\/suzannerealty.hu\/es\/wp-json\/wp\/v2\/media?parent=112315"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}